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Klartext

Amtsdeutsch in. Plain English out.

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Muster Inkasso GmbH · Hafenstraße 99 · 54321 Beispielburg

Herrn Tomás Probe
Birkenstraße 7
12345 Musterstadt

Forderung aus Mobilfunkvertrag

Bitte zahlen Sie den Gesamtbetrag von 97,35 Euro innerhalb von 14 Tagen ab Datum dieses Schreibens.

Sollte die Zahlung nicht fristgerecht eingehen, behalten wir uns vor, das gerichtliche Mahnverfahren einzuleiten.

Pay €97.35 within 14 days.Due by Monday, 19 October 2026
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Muster Inkasso GmbH

Debt collection letter (Inkassoschreiben)

Letter from Monday, 5 October 2026

Deadline

Deadline, estimated

Monday, 19 October 2026

in 11 days

Estimated. Counted from the letter date to be safe.

The letter mentions a reminder, enforcement or court action.

“within 14 days from the date of this letter”

“innerhalb von 14 Tagen ab Datum dieses Schreibens”

To do

What it says

A debt collection company writes on behalf of Beispiel Mobilfunk AG, a mobile phone provider. It says you owe money from your phone contract. The total includes the original amount plus reminder and collection fees.

If nothing happens: The letter says the company may start a court payment procedure (gerichtliches Mahnverfahren).

Pay

€97.35

Phone contract debt of €64.90 plus €32.45 in fees

Recipient
Muster Inkasso GmbH
IBAN
DE00 9876 5432 1098 7654 32
Payment reference
IK-2026-004711

Reference numbers

Aktenzeichen (case number)
IK-2026-004711

Words to know

Hauptforderung (main claim)
The original amount owed, before fees.
Inkassokosten (collection fees)
Fees the debt collector adds for its work.
Mahnverfahren (court payment procedure)
A simplified court process to collect a debt.

Watch out

  • This is a debt collection letter. Before paying, check that you know the original company and the debt.

Need advice?

Ask the Verbraucherzentrale (consumer advice centre) or a Schuldnerberatung (debt advice service).

This is an explanation, not legal advice. Check important details against the original letter.